When, How & Why to Plan a Gift
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Gifts of Cash
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Securities
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How does it work?
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Give cash.
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Give appreciated securities.
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What do you want to do?
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Maximize the deduction; minimize the gift details.
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Avoid tax on capital gains; afford a larger gift to us.
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How do you make the gift?
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Write a cheque or donate on-line now.
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Contribute long-term appreciates stock or other marketable securities.
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Donor Benefits
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Reduce estate tax.
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Removes taxable assets from the estate.
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Removes taxable assets from the estate.
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Reduce income tax.
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Immediate deduction for full value.
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Immediate deduction for full value.
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Reduce or eliminate capital gains.
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Complete avoidance.
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Get income back from the gift.
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Give an asset but keep enjoying it.
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More.
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Still like the stock? Use our cash to buy at today’s price and lock in a higher cost basis.
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How does it benefit EKFH?
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Delivers immediate benefits
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Delivers immediate benefits.
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Bequest
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Life Insurance
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How does it work?
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Simplest form of gift planning (plan now, give later).
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Give old or new policy with EKFH as beneficiary and owner.
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What do you want to do?
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Make a gift that costs nothing during your lifetime.
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Make a large gift at little cost.
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How do you make the gift?
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Name EKFH in your will or living trust by designating a specific amount or a share of the residue.
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Donate a paid-up policy you no longer need or take out a new policy.
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Donor Benefits
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Reduce estate tax.
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Donation exempt from federal estate tax.
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Donation exempt from federal estate tax.
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Reduce income tax.
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Current income tax deduction for paid-up policy. Future deductions for premium payments on new policy.
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Reduce or eliminate capital gains.
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Complete avoidance.
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Get income back from the gift.
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Give an asset but keep enjoying it.
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Control of assets during lifetime.
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More.
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Make a substantial gift when you no longer need the assets.
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Simple to set up; small financial commitment for large ultimate gift.
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How does it benefit EKFH?
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Ensures our future strength.
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Ensures our future strength.
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Charitable Gift Annuity
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Charitable Remainder Trust
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How does it work?
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Simple gift contract that provides lifetime payments to one or two persons.
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Trust that pays income for life or a term of years to donor and/or others. Assets ultimately benefit EKFH.
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What do you want to do?
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Supplement income with steady payments that are partially tax-free.
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Diversify assets, avoid or defer capital gains tax, secure often-greater income and possible inflation protection.
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How do you make the gift?
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Establish a gift annuity contract with EKFH that pay a set amount for life.
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Create a trust that pays income to donor and/or others; principal (remainder) ultimately goes to EKFH.
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Donor Benefits
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Reduce estate tax.
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Removes taxable assets from estate.
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Removes taxable assets from estate.
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Reduce income tax.
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Deduction for gift portion of asset.
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Deduction for gift portion of asset.
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Reduce or eliminate capital gains.
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Partial avoidance.
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Partial avoidance.
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Get income back from the gift.
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Fixed payments for life for one or two individuals.
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Variable or fixed income for life.
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Give an asset but keep enjoying it.
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More.
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Great retirement income supplement.
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Significant income and estate tax advantages.
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How does it benefit EKFH?
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Ensures our future strength.
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Ensures our future strength.
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